Institutional DeFi Risk Platform
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This platform contains proprietary risk intelligence, institutional data, and confidential supervisory tools. Access is restricted to credentialed participants under active engagement or beta observer arrangements.
RIF v2.0
39+ KRIs
6 Risk Pillars
Insurance Adequacy Index
Live Onchain Data
Quick Reference Glossary
50+ terms · RIF v2.0 · All tabs covered
Platform Preview · Beta

RFS Risk
Intelligence Platform

Real-time protocol scoring, KRI alert feeds, and stablecoin monitoring — built on the RFS Regulatory Intelligence Framework. Hourly on-chain data across 14 sources.

12
Protocols Scored
13
Live Data Feeds
28s
Data Latency
🔍 /
📊 Market Overview Live prices and market conditions across the top 25 digital assets — your starting-point before reviewing any risk scores. 📚 Glossary Refresh ↻↻ Refresh All Last refresh:
Prototype Demonstration build — representative data. Scores, histories and risk figures shown here are illustrative, for evaluation of the platform's design and workflow. The live data pipeline and supervisory backend (AWS infrastructure) are in active development. Not for allocation, supervisory, or investment decisions in current form.
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Dedicated Liquid AUM
$12.5B
pure liquid crypto hedge funds
Broader Crypto Fund AUM
~$100B
incl. VC, hybrid, and index
Avg Return 2025
+36%
crypto hedge fund universe avg
Institutional Allocation
37%
traditional investors allocating or planning to
RIF Tier
75+ Tier-1 Institutional
50-74 Tier-2 Moderate
<50 Tier-3 Restricted
RIF adapted for fund structures · SC = portfolio protocol risk
SOURCES: CRYPTOFUNDRESEARCH.COM (800+ FUND DATABASE) · CRYPTO INSIGHTS GROUP 2025 EDITION · HEDGEWEEK · COINDESK · THE BLOCK · FORTUNE · SEC EDGAR · PUBLIC DISCLOSURES. RIF SCORES ARE RFS CONSULTING PROPRIETARY ANALYSIS BASED ON PUBLICLY AVAILABLE DATA. NOT INVESTMENT ADVICE. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS.
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Total RWA TVL
$29.4B
All on-chain RWA Apr 2026
tokenized gold + T-bills + credit + digital munis
Tokenized Gold
$4.2B
PAXG + XAUT combined
each token = 1 troy oz gold
Tokenized T-Bills
$13.0B
BUIDL + USYC + BENJI + more
US Treasury bonds on-chain
Assets Monitored
17
Across 4 RWA categories
RIF TIER ■ TIER-1 Institutional (RIF ≥75) ■ TIER-2 Tactical (RIF 50–74) ■ TIER-3 Restricted (RIF 25–49) ■ EXCLUDED
RWA RIF VARIANT (5-PILLAR): SC=SMART CONTRACT(25%) + LIQ=MARKET & LIQUIDITY(20%) + ORC=ORACLE(15%) + GOV=GOVERNANCE(15%) + CCP=COMPLIANCE & COUNTERPARTY(25%) · RWAs use the 5-pillar model; protocols use RIF v2.0 6-pillar · DATA: PAXOS API · COINGECKO · RWA.XYZ · CHAINLINK FEEDS
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Portfolio Avg YRS
Yield Risk Score (0–100)
Avg Stablecoin APY
Lending + Savings pools
Avg LST APY
ETH / SOL / BNB / AVAX
Util Critical Alerts
>95% utilization
YRS TIER
75–100 CONSERVATIVE
50–74 MODERATE
25–49 SPECULATIVE
<25 HIGH RISK
YRS = YIELD RISK SCORE (0–100)  ·  75+ CONSERVATIVE  ·  50–74 MODERATE  ·  <50 SPECULATIVE  ·  SUSTAIN: BASE=ORGANIC · WARNING=REWARD>30% · UTIL KINK 80/90%
SOURCES: DEFILLAMA YIELDS.LLAMA.FI · AAVE POOLDATAPROVIDER · COMPOUND COMET GETSUPPLYRATE() · LIDO ETH-API.LIDO.FI · MORPHO GRAPHQL API.MORPHO.ORG · SKY SUSDS.SSR() ON-CHAIN · JITO KOBE API · ONDO OUSG ORACLE · YRS = RFS YIELD RISK SCORE
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Portfolio EFS
Total Net Flow (Today)
Source: Farside Investors
7-Day Net Flow
Cumulative BTC ETF Inflows
Since Jan 2024 launch
ETF Product Comparison
SELECTION VIEW
Individual spot-crypto ETFs as structural columns — sponsor, custodian, expense ratio, AUM, structure. Sort any column. Informational; no composite score — the allocator judges the trade-offs.
DATA SOURCE: FARSIDE INVESTORS (farside.co.uk) · DAILY T-1 FINALIZED ~08:00 UTC · EFS = ETF FLOW SCORE (RFS PROPRIETARY) · NFS=Net Flow Strength · FM=Flow Momentum · ICP=Issuer Concentration · FC=Flow Consistency
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64.8
Portfolio Avg GCI
3
Concentrated Protocols
3
Top-10 Power >50%
7
Timelocks Healthy
VPR=Voter Participation(25%) · TVP=Top-10 Wallet Power(25%) · DC=Delegate Concentration(20%) · MCR=Multisig Control(15%) · TLI=Timelock Integrity(15%)
EXPORT
78.4
Portfolio Avg OIS
1
Critical Feeds
4
Elevated Feeds
UP
L2 Sequencer
HD=Heartbeat Delay(30%) · DBF=Deviation Breach Freq(20%) · NCI=Node Concentration(20%) · FRS=Feed Redundancy(15%) · FAS=Fallback(15%)
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$2.59T
Total Market Cap
all crypto combined
57.4%
BTC Dominance
$86.3B
DeFi TVL (Live)
42
Fear & Greed
TVL: fetching from DefiLlama...  ·  Prices: connecting…  · 
Built for:
🏛 Pension Funds
🏫 Endowments
📊 Hedge Funds
⚖️ Regulators
🏢 Treasury Teams
👔 RIA Advisors
🛡
Insurance Adequacy
47/100 $312M capacity
📈
Pricing Risk Index
62/100 ▲ ELEVATED
RFS Risk Control System — not just analytics. Mandatory embedded supervision for onchain markets. 19 tabs · 39+ KRIs · 6 risk pillars · Live onchain data
How RFS Scores Risk — The RIF Framework
Risk Control System for Digital Assets · Not analytics — mandatory institutional infrastructure
1 · Data Ingestion
Chainlink · DefiLlama · Binance · Kaiko · Glassnode
2 · Risk Computation
39+ KRI calculations · Threshold breach detection · LIVE: Bridge exploit alerts
3 · Scoring Engine
RIF 6-pillar composite · IAI · PRI indices
4 · Dashboard
Institutional UI · Role-based views · Fiduciary memos
Smart Contract
20%
Liquidity
20%
Oracle
15%
Governance
15%
Compliance
20%
Custody/ICP
10%
RIF Score
75–100 Conservative
50–74 Moderate
<50 Elevated Risk
Higher = safer for institutional capital
15
Top 25 Assets
12
RIF Protocols
4
Stablecoins Monitored
Gainers 24h
Losers 24h
Avg OIS Score
High Gov Risk
EXPORT
Protocols Monitored
Portfolio Avg RIF Score
Elevated Risk Protocols
RIF below 60 — require committee approval
28s
Data Latency
time since last on-chain read
ProtocolRIF ScoreRisk Tier SC / CMPLIQ / MEVORCGOVCCPICPIns.
Live Breach Log
Real-time threshold detection · Timestamped audit trail · BMA supervisory record
Last Refresh
fetching...
Active Critical
0
Active Elevated
0
Resolved (Last 24h)
0
Total Events
0
Initialising live feeds… breaches will appear here as they are detected.
Showing last 30 of 0 events · Full audit log retained for BMA supervisory review Live feeds:Kraken·DefiLlama·CoinGecko·Hyperliquid·Chainlink·Farside·DexScreener
Alert Routing
SUPERVISORY
Dispatch threshold breaches to an email address or webhook so they reach you off-dashboard — continuous supervision without watching the screen.
Routing not yet configured. Breaches appear on-dashboard only.
Dispatch Log (this session)
Live Risk Signals
🚨 rsETH $292M bridge exploit — LayerZero config vuln (LIVE)
● USDC liquidity stress increasing — 14% above baseline
● Aave governance concentration rising — top-5 wallets 61%
● Uniswap liquidity fragmentation detected across 3 venues
📈 PRI: 62/100 ELEVATED — Implied vol (71) and liquidation risk (64) are primary drivers
🛡 IAI: 47/100 — 4 uncovered risk categories: Governance attack, MEV losses, Regulatory seizure, Bridge failure >$50M
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RFS-5 Critical
RFS-4 Elevated
Classifications
total risk event types monitored
Active Breaches
BREACH CLASSIFICATION
RFS-5 CRITICAL
RFS-4 ELEVATED
RFS-3 WARNING
RFS-2 WATCH
RFS-1 INFO
Stablecoin Yield Risk Index
Institutional risk scoring across Reserve Protocol RTokens, DeFi lending pools, and T-bill-backed instruments. SYRI = Reserve Safety(30%) + Yield Quality(25%) + Oracle Integrity(20%) + Collateral Diversity(15%) + Liquidity(10%)
Reserve Protocol API
DeFiLlama Yields
68.4
Portfolio Avg SYRI
higher = safer
5.84%
Avg Yield Across Pools
$8.94B
Total TVL Monitored
1
Speculative Pools
SYRI below 60
Reserve-Backed (T-bill) Lending Interest Hybrid Funding Rate / Speculative SYRI: 75+ CONSERVATIVE · 55-74 MODERATE · <55 SPECULATIVE
DATA: RESERVE PROTOCOL SUBGRAPH (api.reserve.org) · DEFILLAMA YIELDS API (yields.llama.fi/pools) · CHAINLINK PROOF-OF-RESERVE · ONDO ORACLE · SKY DSR ON-CHAIN · MORPHO GRAPHQL API · SYRI = RFS PROPRIETARY STABLECOIN YIELD RISK SCORE · NOT INVESTMENT ADVICE
DABA Licensee Risk Assessment
Submit any new or prospective DABA licensee for a full RIF-based risk score, DABA compliance gap analysis, recommended licence class, and AI supervisory memo. Covers token issuers, exchanges, stablecoin issuers, custodians, hedge funds, and DeFi protocols.
BMA SUPERVISORY TOOL
Load monitored entity from platform:
— or fill in manually below —
Assessment Audit Trail
Append-only register · examiner identity · UTC timestamp · data-snapshot · content hash · 0 records this session
Entity Information
DABA Compliance Indicators
Risk Flags (check all that apply)
Additional Context for AI Analysis
Awaiting Licensee Submission
Complete the intake form and click Run Assessment to generate a full DABA supervisory risk report.
Hyperliquid Live Feed
api.hyperliquid.xyz · funding rates + open interest · 2min refresh · NOT used for protocol scoring
Fetching Hyperliquid derivatives feed…
Derivatives Risk Intelligence
Perpetual swap funding rates, open interest, basis, and liquidation cascade risk across 14 assets · Hyperliquid + Kraken Futures · 30-second refresh
PSRI RISK INDEX
○ HL Pending
Avg Funding Rate
/8h across monitored assets
Total Open Interest
perp markets monitored
0
Extreme Risk Assets
PSRI > 70 (extreme tier)
0
Crowded Long
funding > +0.15%/8h
Awaiting derivatives data — loading Hyperliquid & Kraken Futures...
ASSET RISK MATRIX — PERPETUAL SWAP RISK INDEX (PSRI)
Fetching live derivatives data from Hyperliquid and Kraken Futures...
PSRI Methodology
The Perpetual Swap Risk Index (PSRI) is a 0–100 composite risk score where higher scores indicate greater systemic risk from derivatives markets. Unlike RIF (where higher = safer), PSRI is an inverse risk measure: EXTREME (≥70), ELEVATED (50–69), MODERATE (30–49), LOW (<30). Composed of: Funding Rate Extremity (30%) — measures crowded long/short positioning; OI/Market Cap Ratio (30%) — measures leverage saturation relative to spot size; Basis/Contango (20%) — measures futures premium over spot (annualised); Liquidation Cascade Potential (20%) — OI concentration risk proxy. Data sources: Hyperliquid public API (primary, 14 assets), Kraken Futures public API (secondary, BTC/ETH/SOL), refreshed every 30 seconds.
GENIUS Act Compliance Tracker
Federal stablecoin licensing framework · Enforcement: January 2027 · Tracks Tier-1, Tier-2, Tier-3, and disqualified issuers across all monitored stablecoins.
255 days to enforcement
Enforcement: Jan 1, 2027
GENIUS ACT — KEY PROVISIONS FOR INSTITUTIONS
Reserve Requirements
100% backing with qualified assets (US T-bills, cash, repo). No fractional or algorithmic models permitted.
Attestation Standards
Monthly third-party verification of reserves by qualified auditors. Quarterly is insufficient for Tier-1/2.
Redemption Rights
Same-day redemption at par for qualified holders. Large minimums or T+2 settlement disqualifies Tier-1.
Institutional Implication
After Jan 2027, institutions holding non-compliant stablecoins may face examination risk. Document your tier analysis now.
DATA: RFS ANALYSIS BASED ON PUBLICLY AVAILABLE ISSUER DISCLOSURES · NOT LEGAL ADVICE · CONSULT LEGAL COUNSEL FOR GENIUS ACT COMPLIANCE DETERMINATIONS · UPDATED APRIL 2026
Kraken Tier-2 — Futures Funding & Basis (Institutional Stress Signals)
Initialising Kraken futures feed…
Source: Kraken Futures REST /tickers · Tier-2 market microstructure feed · Refreshes every 5 minutes · Not used for DeFi protocol risk scoring
Portfolio Net Flow 1H
Total Buy Flow
Total Sell Flow
FETCHING
Pressure Signal
Distribution Signals
Initialising institutional flow feeds…
Token Buy / Sell Flow — 1H · $10K+ Institutional Only
fetching...
TOKEN BUY / SELL SPLIT RATIO NET FLOW SIGNAL
DEX Venue Concentration — Portfolio Flow
Distribution / Absorption Signals
ETF Intelligence — TradFi Flow Overlay
Portfolio EFS
ETF Net Flow Today
1H Net Flow
BTC / ETH / SOL REGIME
FULL ETF INTELLIGENCE →
Live Market Cycle Feed
CoinGecko · BTC dominance + global market cap · 5min refresh
Fetching live data…
0.62
MNR Current Reading
NORMAL
Cycle Tier
+0.04
7-Day Delta
$77,500
BTC Price
Cached (live feed pending)
⚠ BTC/Altcoin Divergence Active: MNR falling while BTC rising — institutional risk-off rotation signal. Altcoins losing ground vs BTC. DeFi governance tokens likely underperforming.
Altcoin Cycle Gauge
SUP RES
0.62
NORMAL
Support ≤ 0.10
Normal 0.10–0.90
Resistance ≥ 0.90
+0.04
MNR 7d Δ
-0.08
MNR 30d Δ
+3.2%
BTC 7d Δ
12
Narratives
Narrative Relative Strength Signal Key Tokens
🛡 Stablecoin Insurance Coverage: rsETH EXPLOIT — $292M bridge hack · USDC Nexus Mutual covered · USDT Partial (InsurAce) · eUSD Uncovered · DAI/USDS Yes (Nexus) · USDe No coverage available · FRNT No DeFi insurance — state-backed reserves (US Treasuries) Full index →
EXPORT
HIGH
Settlement Confidence
$16.2B
24h Redemption Capacity
LOW
Peg Risk
1
Disqualified Assets
Treasury Suitability Assessment
CASH MANAGEMENT
Evaluates stablecoins for treasury operating-cash use against cash-management criteria — peg discipline, reserve coverage & quality, independent attestation, regulatory standing and redemption. Select a mandate and one or more stablecoins. This is a suitability gate, not a return ranking.
Reserve, attestation and regulatory facts are compiled from public disclosures. Yield reflects any native staking / savings rate; protocol-sourced yield carries the underlying protocol's risk and is treated cautiously for treasury use. Suitability is informational — the treasurer's judgement and board policy govern.
Protocol RIF Score History
Point-in-time RIF snapshots — weekly cadence. Track score evolution to identify protocols improving or deteriorating over time.
Loading...
Compare snapshot: vs
Score Trend — All Protocols
Point-in-Time Comparison
Stablecoin Peg History
Why Did This Score Move? Supervisory Explainability
Attribution analysis — identifies which pillar drove a score change, the threshold crossed, and the supervisory read. Built for documenting a downgrade, not just observing it.
Portfolio Risk Aggregation
Enter your DeFi holdings to compute a weighted aggregate RIF score, concentration analysis, and correlation risk across your portfolio.
ALLOCATOR TOOL
🔑 Resolve Wallet Address LIVE
Enter any Ethereum wallet address (0x...) or ENS name (e.g. vitalik.eth). The platform reads public blockchain data via DefiLlama — no key, no permission, no custodian required. Your assets are never touched.
Quick test:
Enter a wallet address or ENS name above, then click Resolve Wallet.
or enter holdings manually below
Manual Holdings Input
Total Portfolio Value
$ USD
Fiduciary Mandate
The portfolio and each holding are checked against this mandate's RIF floor and pillar thresholds.
Portfolio Analysis
Add your holdings on the left and click Analyse Portfolio to see your weighted aggregate RIF score and concentration risk.
Protocol RIF Screener
Submit any DeFi protocol for institutional-grade RIF scoring against your fiduciary thresholds
CIO Tool
Investment Mandate Preset
Protocol Information
Pick a protocol already scored on the platform, or type any protocol below to screen it.
Smart Contract (20%)
Market & Liquidity (20%)
Oracle Integrity (15%)
Governance (15%)
Compliance & Counterparty (20%)
Custom Thresholds
RIF Analysis
Complete the form on the left and click Run RIF Analysis to score this protocol against your institutional thresholds.
RIF v2.0 six-pillar methodology: SC×0.20 + LIQ×0.20 + ORC×0.15 + GOV×0.15 + CCP×0.20 + ICP×0.10
Crypto Insurance Index
Coverage adequacy, insurer solvency, and claim reliability across DeFi insurance providers · As of 2026-04-22
47
Composite Score / 100
$312M
Total Coverage Capacity
4
Active Insurance Providers
1.17x
Avg Solvency Ratio
4
Uncovered Risk Categories
Insurance Provider Analysis
Insurance Adequacy Overlay — By Protocol
Protocol Coverage Available Coverage Type Coverage Ratio Insurer Risk Claim Score
Current Coverage Gaps — Risks Without Adequate Insurance
Data Sources & Pipeline Architecture
Phase 1 — Live
Nexus Mutual API
InsurAce API
DefiLlama TVL
Lambda coverage ratio
Phase 2 — Institutional
Claims governance DB
Insurer RIF scoring
Neptune Mutual API
SageMaker IAI score
Phase 3 — Partner Integrations
Coinbase Custody API
Fireblocks API
BitGo API
Institutional specialty
Market Risk / Pricing Integrity Index
Volatility, liquidity depth, price dislocation, market structure, and liquidation risk · As of 2026-04-22
ELEVATED RISK
62
Composite Score / 100
58
Realized Volatility (30d)
71
Implied Volatility (BTC ATM)
64
Liquidation Risk Index
Component Breakdown — Weighted Contributions
13-Week Pricing Risk Index — Trend
Data Sources & Pipeline — Phase Roadmap
Phase 1 — Fastest ROI
Binance OHLCV (live)
DefiLlama TVL/volume
Chainlink oracle feeds
Basic vol + liquidity
Phase 2 — Institutional
Kaiko (institutional OHLCV)
Amberdata (vol surface)
Glassnode / Coinglass
Deribit derivatives
Phase 3 — Differentiation
Nansen whale intelligence
Arkham market structure
CCXT multi-exchange
Oracle deviation alerts
⚠ Institutional Risk Assessment
Current pricing risk is ELEVATED at a composite score of 62/100. Implied volatility (71) is the primary driver, reflecting market uncertainty above the 70-point HIGH threshold. Liquidity depth is sufficient for positions up to ~$5M before material slippage. Liquidation cascade risk (64) warrants monitoring — leveraged long positions have accumulated above typical levels.

Institutional guidance: Reduce leveraged exposure. Monitor oracle deviation flags. DeFi lending positions with LTV above 70% should be reviewed for margin of safety.
How RFS Scores Risk
The Regulatory Intelligence Framework (RIF)
RFS does not sell analytics. We provide a Risk Control System for digital assets — mandatory infrastructure for institutions operating in onchain markets. The RIF translates raw blockchain data into composite risk scores calibrated to fiduciary standards.
Analytics (optional)
Dashboards you check when curious
Point-in-time snapshots
Reactive to events already happened
Nice to have
Risk Control System (mandatory)
Continuous embedded supervision
Real-time KRI breach detection
Proactive — alerts before events
Required infrastructure
Three Core Modules
Risk Scoring Engine
RIF composite protocol scores · Stablecoin risk analysis · PRI market stress · IAI insurance adequacy · PSRI systemic risk · SYRI yield risk
🚨
Monitoring Layer
39+ real-time KRI alerts · Oracle health monitoring · Liquidity shift detection · Governance concentration tracking · Live breach classification
🏛
Institutional Dashboard
Portfolio exposure view · Institutional flow analysis · Risk-adjusted positioning · Regulator-facing audit trail · AI fiduciary memo generation
RIF Composite Score — Six Pillars
20%
Smart Contract Risk
Audit quality, upgrade controls, exploit history, MEV exposure
20%
Market / Liquidity Risk
TVL depth, DEX/CEX liquidity, slippage, liquidation risk
15%
Oracle Risk
Chainlink integrity, deviation, staleness, multi-oracle coverage
15%
Governance Risk
Voter participation, wallet concentration, timelock, token distribution
20%
Compliance & Counterparty
Regulatory status, GENIUS Act, jurisdiction, counterparty exposure
10%
Interoperability & Custody
Cross-chain bridge risk, custody provider quality, ICP score
RFS Risk Architecture
Data Ingestion
Binance · Chainlink · DefiLlama · Glassnode · Kaiko · Coinglass · Nexus Mutual · Deribit
Risk Computation
RIF Scoring Engine · KRI Threshold Engine · PRI Calculator · IAI Engine · PSRI Model
Scoring & Indices
Protocol RIF · Stablecoin SYRI · Insurance IAI · Pricing PRI · Systemic PSRI · ETF Risk
Dashboard Layer
19 Tabs · Role-based Access · AI Fiduciary Memos · Regulator Audit Trail · API Layer
Live Data Integrations
Chainlink
DefiLlama
Binance
Glassnode
Coinglass
Kaiko
Amberdata
Nexus Mutual
InsurAce
Deribit
Pyth Network
Nansen (Phase 3)
Arkham (Phase 3)
Who This Platform Is For
🏛
Pension Funds
Fiduciary DeFi allocation risk
🏫
Endowments
Yield risk + protocol exposure
📈
Hedge Funds
Market risk + flow intelligence
Regulators
Embedded supervision + KRI alerts
🏭
Treasury Teams
Stablecoin + RWA risk scoring
👑
CIOs / Allocators
Portfolio risk + fiduciary memos
Ready for institutional access?
Contact RFS Consulting to establish a credentialed engagement or book an advisory session.
Request Institutional Access → Book Advisory Session ↗
Live data · Chainlink · DefiLlama · Dune Analytics · Farside · Paxos · Lido · Morpho · Snapshot · Tally · Updated hourly
Request API Access ↗
Beta Access · Restricted
Institutional Dashboard · Beta Programme
Unrecognised credentials. Please check your email and password.
Analysis
Select an item from search to see its analysis
Export Report
Choose what to export. All exports include RFS branding, timestamp, and platform URL for audit documentation.
📄
Current Tab — Print to PDF
Exports the active tab as a PDF using your browser print dialog. Select "Save as PDF" as destination. Includes timestamp and RFS header.
📊
Full Platform Report — CSV Bundle
Downloads a ZIP-equivalent CSV bundle: Protocol scores, KRI alerts, stablecoin status, GENIUS Act compliance, and score history — all timestamped.
KRI Alert Report — CSV
All KRI alerts with severity, entity, threshold, observed value, status, and recommended action. Suitable for BMA supervisory documentation.
DABA / GENIUS Act Compliance Report — CSV
All monitored stablecoins with DABA/GENIUS Act compliance status, reserve coverage, attestation frequency, and compliance criteria status. Audit-ready.
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